Carl goes by a Client’s home to talk to her about a loan she said she desperately needed. Carl knocks and her daughter invites him in. Carl tells her that her mother asked for him to drop by about collateral for a loan. Massie said her mother was gone, but, that she would be the collateral. She spreads her legs open and Carl sees a pale, hairless pussy. She invites Carl to check her out. Carl gets on his knees and gazes at that beautiful sight. He agrees that she would be very good collateral. He asks her age, and then says “Don’t tell me.” He eats her pussy and she sucks his cock. They go outside to  their pool and fuck on the pool’s edge and in the water. They go to a cabana by the pool and fuck some more. Once they dry off, they go inside and start fucking on a bed. Carl rims her asshole and pussy and fucks her hard. He cums inside her pussy and eats cream pie.